Religion and Politics Work on Childrens Sex Education

Table of Contents Introduction Introducing Religion into Politics The influence of Secularism on Religion The Role of Religion in Democracy Relationship between the Church and the State Conclusion Works Cited Introduction The many arguments given by secularist groups to support the exclusion or restriction of religion from politics rely on a misunderstanding of modern pluralism in the society. A democratic society needs both political and religious views for a true democracy. The secularists hold that one’s religious views should remain personal and private and never should they be subjected to public discussion or undergo any form of public voting. A pluralist society accepts both religious and anti-religious viewpoints without preference to any.Advertising We will write a custom essay sample on Religion and Politics Work on Children’s Sex Education specifically for you for only $16.05 $11/page Learn More While many people agree the im portance of sex education to children, there is a controversial debate whether to incorporate sex education in school curriculum or contents of sex education. From a religious perspective, schools should root for abstinence not safe sex; sex, condom use, or use of any contraceptive should never find its way into a classroom. Others view that the school sex curriculum should entail issues to do with safe sex. The discussion on sex education inevitably attracts both secular and religious views. However, the religious arguments ought to be rational in order to persuade even unbelievers. Therefore, religion plays a role in any democratic secular society in the formulation of laws. Introducing Religion into Politics The efforts to bring religion into public debates and more so regarding public policy formulation should also target to counter any problems that may arise. Perry argues that the introduction of religious conceptions to the public discourse makes compromise difficult to achie ve (47). He further argues religious people, in spite of what the religious books demand, be able to work through their ideas and compromise rather than being fanatical. This implies that the religious views should be rational for them to fit into public debates and any disagreements that may arise handled rationally. Christians have different views from non- Christians about sex and sexuality (Greenawalt 45). In formulating policies regarding sex education in schools, the views of religious leaders are important. Historically, the health experts advocated for sex education in schools that teaches children about avoiding pregnancy and keeping them from sexually transmitted diseases while the religious leaders advocated for abstinence education. The conventions about sex education are intimately bound to ethical teachings that insist on good moral behaviors. Nevertheless, members of specific religions bound by specific religious views regarding sexuality should not impose them on non -believers in a pluralist society.Advertising Looking for essay on religion theology? Let's see if we can help you! Get your first paper with 15% OFF Learn More The influence of Secularism on Religion Majority of the religious beliefs are in one way or another under the influence of secularism. The influence of secularism is more notable in issues to do with morality where the influence on the religious people by a secularist view is high (Audi 133). Christians hold the view that sex education should entail abstinence from sexual intercourse but agree to a secularist belief; that is, use of contraceptives to prevent pregnancy and transmission of sexually transmitted diseases. Christians submit to the fact that their religious beliefs have little impact in an overwhelmingly secular society. This calls for a compromise between secularism and religion in formulation of acceptable moral laws that can serve the religious believers and secularists/atheists alike to avoid cr eating a scenario where either party feels oppressed by the laws. The Role of Religion in Democracy In a democratic political system, religious beliefs play an important and inalienable role. In a democratic system, religious freedom is allowed and one is entitled to voice his/her religious views (Hillel 99) However, religious arguments that are not rational or evidence based should not be brought into public debate, as this will be rejected on the basis for public or social policy. This arises because people that hold a different religious belief rarely convince others by arguments not based on reason. Only rational religious or secular belief deserves public debate based on reason rather than on fanatical beliefs. This creates an understanding for proper formulation and implementation public policies in the social places including schools. According to Perry, true democracy â€Å"does not provide for an official state religion or peg citizenship on the adherence to an official re ligion† (44). World developed democracies like in the western world allows the citizens to openly express their religious views and beliefs and can even establish institutions that are consistent with those views without fear of committing an offence; for instance, establishing a school that is run according to the religious principles and values. In State-run schools, the government does not enforce particular religious practices or interfere with worship services. Liberal democracies provide for the principle that freedom of citizens to practice their faith; that is, the religious practices remain unregulated. This means that religious and nonreligious citizens and nongovernmental organizations receive equal treatment. Relationship between the Church and the State The church plays an important role in a democratic political system as it provides guidance to its faithful (Sweetman 98). It is the responsibility of the church leaders to introduce rational religious beliefs into the public debate. This is necessary in legislating new public policies.Advertising We will write a custom essay sample on Religion and Politics Work on Children’s Sex Education specifically for you for only $16.05 $11/page Learn More Although the primary role of religious leaders is to explain and defend their respective religious beliefs, they also need to articulate these religious beliefs politically. This is important as it enables the electorate and the government to know the religious stand as regards certain issues that affect the society. According to Sweetman, religious texts or religious traditions are important in a religious argument. He further argues that, religious issues should be supported with rationality before articulating them (107). Moreover, Christian arguments have to be persuasive enough even to non-Christians. This is justifiable as the legislation of new policies applies to both the secular and the religious people. I n a democratic system, no religion dominates to an extent that it imposes religious views on everyone. Religious leaders should consider whether it is prudent to impose religious beliefs even to nonbelievers as this may amount to violation of individual rights. Conclusion Both religious and secular viewpoints are necessary in public debate arena in the formulation of new social policies. The belief by secularist groups that religion should not play part in this process is misleading. All policies including sex education in schools need secular and religious perspectives to arrive at acceptable laws. However, the religious and secular beliefs should be rational and convincing enough for them to qualify into the public debate arena. The controversial issue of whether or not sex education is appropriate in schools calls for both religious and secular views in order to make policies. It is evident that comprehensive sex education is necessary in schools dealing with all aspects of sex a nd sexuality to avoid risks associated with irresponsible sexual behavior amongst unsuspecting and inexperienced schoolchildren. Works Cited Audi, Robert. Religious Commitment and Secular Reason. Cambridge: Cambridge University Press, 2000. Greenawalt, Kent. Private Conscience and Public Reasons. New York: Oxford University Press, 1995.Advertising Looking for essay on religion theology? Let's see if we can help you! Get your first paper with 15% OFF Learn More Hillel, Fradkin. â€Å"Does Democracy Need Religion?† Journal of Democracy 11.1 (2000): 87-94. Perry, Michael. Religion in Politics: A constitutional and moral  Perspectives. New York: Oxford University Press, 1997. Sweetman, Brendan. Why Politics Needs Religion: The Place of Religious  Arguments in the Public Square. New York: Inter Varsity Press, 2006. This essay on Religion and Politics Work on Children’s Sex Education was written and submitted by user Arachne to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

The Rave Subculture essays

The Rave Subculture essays I walked into the dark room after paying the ten-dollar cover charge. The music was what I noticed first. It was very loud and made a ring linger in my ears. The music was house music, also known as techno or electronic music. The next thing I noticed was the people. The majority of them were young adults, anywhere from their late teens to early 20s. It wasnt the people I noticed so much, but how they were behaving. Most of them were dancing, but not just your typical dancing that you would see in most dance clubs. People were very close together and there was a lot of physical, euphoric interaction between them. They were dancing to the beat, almost together as one. Also moving the groove of the music were many lights of all different colors. Most people were dancing with glowsticks as well as other various kinds of lights. It was clear to me right away that the majority of the people inside the room were not sober but were under some kind of influence. I had walked in to the world of the rave. It was a Saturday night in Jacksonville, Florida. I was at a club in the Downtown area called 618. It opens at 10 p.m., a time when most other places are getting ready to close. The patrons there however, were just getting their night started. I walked around the club, observing as I walked. I saw people hugging a lot, giving each other massages or giving each other light shows. I asked a girl what the light show was for. Her name was Sara and she replied, The lights look really cool when youre rolling. Rolling is term most ravers use when are on the popular club drug ecstasy. Sara was 19 and dressed like a lot of the ravers I saw there. Loose shirts and baggy pants. She had jewelry on that looked almost like childrens jewelry. She said kids there who wore that kind of apparel were called candie ravers or candie kids. Ecstasy pills are made of a compoun...

Reflections on possible difficulties encountered in carrying out a Essay

Reflections on possible difficulties encountered in carrying out a country risk analysis - Essay Example The methods used by the largest and most famous investment institutions are also in the focus. The Democratic Republic of Congo (DRC) is taken to exemplify the categories and methods discussed. In the World Factbook we find that â€Å"the economy of the Democratic Republic of the Congo has declined drastically since the mid-1980s. The war, which began in August 1998, dramatically reduced national output and government revenue, increased external debt, and resulted in the deaths of perhaps 3.5 million people from violence, famine, and disease. Foreign businesses curtailed operations due to uncertainty about the outcome of the conflict, lack of infrastructure, and the difficult operating environment. Conditions improved in late 2002 with the withdrawal of a large portion of the invading foreign troops. The transitional government has reopened relations with international financial institutions and international donors, and President KABILA has begun implementing reforms. Much economic activity lies outside the GDP data. Economic stability improved in 2003-05, although an uncertain legal framework, corruption, and a lack of openness in government policy continues to hamper growth† (The World Factbook). According to some experts in CRA, country risks can be divided into some precise categories. In the consulted sources six categories can be found. They are as follows: economic, transfer, exchange rate, location, sovereign and political risks (Meldrum, 2000, p.2). These categories do not stand apart from each other, but are closely interrelated due to the specifics of a domestic economy. The economic risk is closely connected to the overall economic policy of the country, that is, its fiscal or monetary policies interrelating with such nationally important factors of wealth distribution or industry decline. This type of risk goes hand by hand with political risks.

Brain Anatomy and Relations with Skull Article Example | Topics and Well Written Essays - 1000 words

Brain Anatomy and Relations with Skull - Article Example Most students should see that there are skulls which satisfy some of the criteria but not others; that is, there are forms intermediate between human' and non human' (Nickels, 1987). If the concept of a graduation of forms is accepted, then the further question what came first, a large brain or an upright stance' will bring out ideas on how and why this evolution occurred as it apparently did. Of course this approach concentrates entirely on fossil morphology. Modern ideas on human evolution are based on a variety of forms of evidence addition to morphology: molecular clocks' such 2 interspecies differences in DNA and haemoglol anthropological observations on apes and primitive hunter-gatherers; tools; preserved footprints; and considerations of climate and likely competitors. These factors should all be mentioned, but from the classroom point of view they do not have the convenience and concrete appeal of the skulls. It is not intended to cover the topic of the human evolutionary pathway comprehensively here. Recent and interesting accounts of the fossil record and prehistory of man can be found in Day (1984), Leakey and Lewin (1977), Lewin (1984), Lambert (1987), Putnam (1988), Stringer (1985), and Weaver (1985). The skull casts used in this exercise need to be reasonably accurate copies of genuine fossils which are as old (with due allowance for experimental error) as claimed. Some casts are partially restored and it is reasonable to accept restorations which are soundly based on drawings, photographs, and casts of related fossil material. Opponents of evolutionary theory may dispute this approach on the grounds that the fossils are forgeries or that the dating methods are in error. The history of Piltdown man' earlier this century lends some plausibility to the claims of forgery, but with recent advances in dating methods a modern Piltdown' would not survive for very long (Weiner, 1955). And if dating methods are so inaccurate that an object only 6000 years old is dated at 600 000 years then the validity of the large areas of chemical, physical, and geological theory and practice that underpin those methods must be called into question. Of course, it must be emphasized that while the eviden ce currently available to us suggests that a special creation some 6000 years ago is improbable, it does not, and cannot, show that it is impossible. Nor does the evidence necessarily contradict the concept that the universe as a whole and the laws that govern it were created a long time ago. There are large gaps in the fossil record and it is sometimes claimed that this shows that there is in fact no link between a recent animal and its postulated ancestor. However, it is hardly surprising that there are such gaps in the record. Consider the sequence of events in the formulation of a fossil. After the animal dies it is almost certain to be torn apart by carnivores and scavengers and its bones might be distributed widely. If the bones are

The Evil Dead Essay Example | Topics and Well Written Essays - 1000 words

The Evil Dead - Essay Example The film released in the year 1981, under the direction of Sam Raimi, who created this masterpiece on a very low-budget; which becomes quite obvious with the screenplay and special effects. However, the plotline was quite novel, which caused the original release to quickly rise to fame and it was also dubbed as one of the ‘best cult movie’. Besides the plotline and the eerie scenario that the film was shot, other reasons for its success included outstanding monster design and its subtle and witty sense of humor in the script. The Evil Dead was originally meant to have only two films, but with the ever-expanding fan base, the number of movie installments was increased as well. With the fan following increasing at such a rapid pace even in the face of contemporary horror movies, it was only a matter of time before a contemporary remake was on its way. The remake was not entirely based on the original series and considering the bigger budget, the special effects were far more superior to the previous one. The original release included scare tactics that turned out to be more comical in nature than scary for the contemporary audience, which can only be explained through the lack of funds for the first film. Even the plotline was slightly different, as in the original plot the group of friends head there for leisure activities during spring break, the remake includes a group of friends trying to help one of their friends recover from a drug addiction. There a number of factors that can be taken against this entire franchise; for instance, there is no consistency between of the remake with the original film, which can be quite boggling at times. The original has strict acting with the use of humor from time to time and the lack of sophisticated CGI effects can be attributed to obsolete technology and low budget. The remake follows the same storyline, except for the fact that the beginning involves a vague reference to the back-story of the demonic possession. Similar to the original, the movie has a number of twists and constantly shows the possessed characters going back and forth between their normal forms to their possessed form. However, the characters have more depth than the origina l release as the characters seem to have a valid reason for not believing Mia, which was quite obscure when Cheryl claimed that there was a supernatural presence in their midst. Besides the extremely eerie premise of the movie, there are plenty of parts in the movie that is quite terrifying, but sometimes the excessive use of blood makes one cringe in disgust rather than scream with fear. The displaying and exaggeration of wounds and cuts is an over-used scare tactic throughout the movie. For instance, when one of the characters licks a box cutter and cuts her tongue in half, and there is one another scene where the character’s eyes are stabbed with needles and limbs are detached with an electric carving knife (Evil Dead, 2012). On the more positive note the action choreography was outstanding. The effects seemed real and animate enough to be believable that gave the movie a much-needed advantage at the box-office. For once, the directors did not simply rely on the tried and tested techniques used by Hollywood, which involved frivolous college students, who find themselves trapped in a haunted cabin. The characters were all quite believable and their reactions were that of serious adults; which showed that the vacation was not simply a pretext for their sexual trysts, but they had gone to the cabin in order to help their friend, which enabled the audience to sympathize with them as well. The actors were able to

The Prader-Willi syndrome

The Prader-Willi syndrome Prader-Willi Syndrome is a serious genetic disorder that begins at birth with no known cure ; causing mental retardation,short stature,low muscle tone,incomplete sexual development,and its main charecteristic,the desire to eat everything and anything in sight. Prader-Willi syndrome was first known as Prader-Labhart-Willi Syndrome after three Swiss doctors who first described the disorder in 1956. The doctors described a small group of kids with obesity, short stature and mental deficiency , neonatal hypotonia (floppiness) and a desire to constantly eat because they are always hungry. Many other features of PWS have since been described, but extreme obesity and the health problems associated with being fat are the most prominent features. Individuals with PWS have some but not all of the same features and symptoms. PWS is a birth defect. A defect in the hypothalamus, a region of the brain, is suspected to be the cause.The hypothalamus determines hunger and satiety.They cant fell satiety,so they always have a urge to eat.Some PWS cases are so out of control thay will eat bottlecaps,glass,pencils,garbage,bugs,dogfood, and anything else they can stuff in their mouths. The ingenuity and determination of PWS children in surreptitiously obtaining edibles is almost legendary and belies their cognitive defects. Serial weighing may be the only way to discover whether such a child is, in fact, stealing food(Finey,1983). PWS occurs in about l in 10,000 births. It occurs in both males and females equally and is found in people of all races and all nations.It is one of the ten most common conditions seen in genetics clinics. Young people with PWS resemble each other very much.Most of the time, they look like brother and sister. Most of PWS people have almond shaped eyes, narrow foreheads, downturned mouth, thin upper lip and a small chin. Other common features are : obesity , they may be short; they have small hands and feet; have a skin picking habit, thick and sticky saliiva,incomplete sexual development, a curved spine (scoliosis),and chronic sleepiness. PWS patients also have similar personalities: talkative, friendly,extreme attempts towards getting food,arguementivness,repetitve thoughts and behavior, stubbornness, frequent temper tantrums, and sometimes sudden acts of violence. Most people with PWS have some degree of mental deficiency. The average IQ of people with PWS is 65 ,and it ranges from 20 to 90. 41% of PWS people have IQs in the normal or borderline range.Specific academic weakness in math and writing are common, but reading and art are considered strengths.A delay in getting to early developmental milestones is common in PWS. The average IQ testing shows that people with PWS are mildly retarded, the range is from severely retarded to not retarded, with 40% having borderline retardation or just a low normal intelligence. Most affected children, besides their IQ scores, will have many, severe learning disabilities,and will show poor academic performance no matter what their IQ shows to their mental abilities. There are many signs and symptoms of PWS that show up before birth.some are decreased fetal movement in 80-90% and having an abnormal delivery in 20-30% due to having a really floppy baby. There are two distinct clinical stages of PWS. Stage 1 Babys with PWS are called floppy babies a lot. Thats because they have weak muscles, officially it is known as hypotonia. This hypotonia,which almost always occurs, could be mild to severe. Neonatal hypotonia makes sucking difficult, and a special feeding method called a gavage is used.A gavage the placing of a tube into the stomach through the mouth.They use it during the first days of life a lot.. Decreased caloric intake from the special feeding difficulties may lead to failure to gain weight. To keep the babys weight under control supervision by a professional nutritionist or a specialist who understands the syndrome might be necessary. Physical therapy is strongly recommended to improve muscle tone. When the muscle tone improves enough, an increased appetite and weight gain starts.The beginning of the second stage has begun. This hypotonia does not progress and begins to improve between 8 and 11 months of age in most cases.It improves,but it is never completly normal. Stage 2 Stage 2 occurs between one and two years of age and is characterized by an appetite that can not be satisfied whic causes excessive weight gain. Speech problems, sleepiness, decreased pain sensitivity, skin picking habits and decreased growth are also characteristics of the second stage of PWS. The personality problems develop between ages 3 and 5 years also. Most parents who have a kid with PWS do not have another kid affected with PWS. The cases of PWS are thought by scientist to have occured by chance in isolated flukes of nature. But, there have been reports of families with more than one kid with PWS, but it is not common. Fewer than a dozen families with more than one affected offspring have ever been reported. A blood sample for high resolution chromosome analysis is drawn on anyone who is though to have PWS.This will check out the chromosones. Chromosomes are packages of information found in the cells of our bodies. Each cell has a set of 46 chromosomes, which come in pairs numbered from 1 to 23. Parents contribute with one chromosome from each pair.Okay,now Prader-Willi Syndrome is caused by the absence of some genes on one of the chromosones that affect the functionimg of the hypothalamus.Many laboratories around the world are researching this. About three-fourths of people with PWS have a tiny piece missing from one member of the pair of chromosone fifteens (the one inherited by the father).The other one fourth are missing the dads contribution to this part of the chromosone by missing all of the fathers chromosone fifteen and having two copies the mothers chromosone fifteen.The genes in this region are not functional and noone understands why. As soon an the kid has improved muscle tone, and has increased its appetite, and is old enough to get move on the floor,than any food that can be easily gotten must be moved to a safer,out-of-reach place. To make inappropriate food unavailable to the kid with PWS, parents must learn special patterns of food storage and handling Sleepiness during the day and napping a lot are some of the common features of PWS. Recently, studies have show that there is a strong link between this and sleep quality. Some of the types of sleep disorders that have been described in PWS affected people are: disturbance to the sleep wake cycle, obstructive sleep apnea, hypoventilation syndromes and narcolepsy. Although patients with PWS fall asleep very quickly, their sleep period is significantly disrupted with frequent awakenings and abnormal patterns of rapid eye movements sleep (rems). Obstructive sleep apnea occurs with increased upper airways resistance, either from enlarged tonsils , relaxation of the upper airway musculature, or from structural airway anomalies. Sometimes actual pauses in breathing during sleep can occur.. Narcolepsy, which involves sleep attacks and occasional loss of muscle tone, Short stature is also a common feature of almost all PWS affected people (80- 100%), but birth height is usually normal. The average adult height is 59 inches in women and 61 inches in men. Abnormal growth hormone response suggests a possible dysfunction of the hypothalamus and, growth hormone deficiency as a contributing factor in short stature. Improvement in growth rate and decreased rate of weight gain have recently been demonstrated in several growth hormone- deficient children with PWS after six months of growth hormone treatment Other significant actions of growth hormone that have been reported is an improvement of muscle mass, muscle strength, energy expenditure, bone mineralization ,sexual development ,and also a decrease in fat mass ,have led to further investigations in people with PWS. Children with PWS have distinct behavioral abnormalities because of all the frustrations associated with the syndrome. These behaviors may begin as early as two years of age. They will get a variety of different eating behaviors like foraging for food, secretly eating large amounts of food, and other attempts to continue eating. Other problems include verbally and physically aggressive behaviors such as lying, stealing, scratching and skin picking. Tantrums and unprovoked outbursts are common among children and youths with PWS. People with mild cases of PWS can do many things their normal peers can do,such as go to school,get jobs,and sometimes even move away from home.However they need a lot of help.Kids going to school would need to be enrolled in special education programs(Otherwise theyd be eating their pencil and paper).They need to be constantly supervised.

Persuasive Essay: England Must Stop Illegal Immigrants :: Papers Agains Immigration Essays UK England

If we, as a country don’t decrease the amount of immigrants in this country the population will be overrun by a lot of people who shouldn’t be here. I say a lot of people because a large number of immigrants have valid reasons for living in England. One of the main issues with illegal immigrants is that they work for a very small amount of money. They are doing the same quality job as your average tradesman but for a huge amount less. This means that most citizens are choosing to employ these less expensive workers. If all the illegal immigrants are doing the work, all tradesmen who have worked hard for there money for so long and become skilled at their profession will lose there jobs and become penniless. Most of these honest workers have built families and unfortunately if they are not getting employed for work they will not be able to provide and feed their families. An enormous amount of old war veterans have been denied council houses because of the rising amount of asylum seekers who are claiming asylum, these people all have to be given houses and are in large numbers so they take up huge estates of houses. These old people who once fought for this country deserve a house a lot more than these people who are entering the country illegally. A high percentage of illegal immigrants in this country apply for benefits and do not go out and find there selves jobs. They receive their money from all the hard working citizens that are paying taxes out of the money that they have worked extremely hard to earn. They just sit at home and get everything paid for them by the â€Å"social†. What is even worse is when they receive there benefits and also they get income from doing little jobs. They commit benefit fraud which is illegal. There are a minority of immigrants that support terrorist views; these people are plainly trouble makers.

Investment: Time Value of Money Essay

Investment is the use of money for a future financial gain. Investments may come in the form of shares of stock, life insurance, government bonds, or putting up a savings account. Every investment decision has its underlying risks and uncertainties. Various factors can affect investment decisions and outcomes such as annuities and time value of money. Money has a time value. A dollar now is worth more than a dollar to be received at any later date. Many economic decisions involve investing money now in the hope of receiving more money later on. Various economic factors affect the time value of money such as risk, inflation, opportunity cost, and others. According to Robert C. Higgins (1999), â€Å"time value of money exists for at least three reasons†. Robert C. Higgins (1999) stated that â€Å"inflation reduces the purchasing power of future dollars relative to current ones, uncertainties surrounding the receipt of dollar increases as the date of receipt draw away, and because of the presence of opportunity cost†. In economics, inflation is a decline in the value of money in relation to the goods and services it can buy. Inflation can affect time value of money and investment decisions. Due to inflation, borrowers usually benefit while lenders suffer, because mortgage, personal, business, and government loans are paid with money that loses purchasing power over time (Encarta, 2004). It is important to understand however, that borrowers only benefit when the inflation is unexpected, when inflation is expected by creditors, the interest rate they charges rises to compensate for the unexpected decline in the purchasing power of the principal loan (Encarta, 1999). Risk or financial risk is defined as the possibility of loss in an investment. Investment decisions involve some type of risk because of the time value of money. Lenders should take into consideration various factors before extending credit such as the borrower’s ability to pay or collaterals. Interest rates on loans can also be based on the degree of risk involved. The higher the risk involved the higher interest rate. On the other hand, lower interest is imposed on low-risk loans. As mentioned above, investment decisions has its underlying risk and uncertainties, therefore before making investment decisions it is important to understand the risks and uncertainties involved. Opportunity cost is defined as the expected income on the next best alternative or the income foregone if an investor chooses one action over another (Higgins, 1999). A dollar today is worth more than a dollar in the future since money today can be invested for it to double in the future. Opportunity cost depends on what action is to be considered. Before making decisions, an investor must first look for and obtain an understanding of all the available alternative courses of action. After determining the various alternatives, the differential effects of each alternative should be considered to avoid potential problems in the future. Interest is the payment made for the use of another person’s money and is regarded as a payment made for capital (Encarta, 2004). Interest can be affected by economic factors such as inflation. When interest is computed based on the principal amount, it is called simple interest. However, when interest is computed not only on the principal amount but also on the cumulative total of past interest payments, the process of interest computation is now called compounding. Compounding is the process of determining the future value of a present sum (Higgins, 1999). The interest rate used on compounding is called the compound interest rate.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Discounting, on the other hand is the exact opposite of compounding. Discounting is the process of finding the present value of a future sum (Higgins, 1999). The interest rate used in discounting is called the discount rate. The amount of money to be received in a future date is usually a combination of the original investment and the interest on that investment. Discounts are rewards or considerations given on the purchase of negotiable instruments such as bills of exchange and promissory notes in advance of their maturity date. When these negotiable instruments are said to be discounted, discounts are regarded as advance collection of interest on the loans. An annuity is a type of investment that can provide a steady stream of income over along period of time (Understanding annuities, 2006). Annuity is an annual allowance, payment, or income derived from funds especially designated for the purpose (Encarta, 2004). At times, it is required to compute for the present value of a series of equal amounts to be received at the end of a series of years. Annuity earnings grow tax-deferred and are usually purchased by investors who are primarily concerned with limiting their taxes (Understanding annuities, 2006). The rule of 72 is a method of estimating an investment’s doubling time or halving time (Rule of 72, 2006). The Rule of 72 estimates the number of years it takes for an investment’s value to double at a specific interest rate or rate of return and the result can be obtained by dividing the expected growth rate into 72 to determine the number of years it will take to double. By taking into consideration the rule of 72, investors can assess the length of time in which their investment can double and to determine if their investments are feasible. Investing involves the decision of committing resources such as money for a period of time. Evaluating investment decisions involve the determination and assessment of the possible inherent risks and uncertainties. An effective investing decision requires a consideration of the time value of money. References Encarta Reference Library 2004. Microsoft Corporation Higgins, R. (1999). Analysis for financial management. Evaluating investment opportunities (pp 231-266). Washington. Irwin McGraw Hill. Rule of 72 (2006). Wikipedia, the free encyclopedia. Retrieved December 3, 2006 from: http://en.wikipedia.org/wiki/Ruleof72 Understanding annuities (2006). Retrieved December 3, 2006 from: http://www.tdi.state.tx.us/consumer/cb078.html   

Improving Society: The Goal of Education Essay

From the devastating earthquakes in Haiti, the educational institutions were destroyed. It will take time to rebuild and reestablish the country. This horrible disaster has not only shaken the Haitian nation, but the world. â€Å"Education is at the core of Haiti’s recovery and is the key to Haiti’s development,† said Director-General Irina Bokova of the United Nations Educational Scientific and Cultural Organization. The younger generation will become the future leaders of Haiti. They will be responsible for planning, rebuilding, and reestablishing the country. Although classes are not in session, many Haitian students are laying and repairing their nation’s foundation. Marc Lacey describes how students are putting their education to work, in the New York Times article, Education Was Also Leveled by Quake in Haiti. He writes, â€Å"Future doctors are pitching in at field hospitals and helping arrange a major vaccination campaign. Psychology students are talking with displaced people about how they are holding up. Ms. Julme, who studied communication, managed to get a job at the United Nations radio station, although she focuses on music, not news, to get her mind, and the minds of her listeners, off of all the awful things that have occurred.† Students from various fields and career programs are contributing to the relief effort. They are not employing their skills to earn a high salary or to be promoted. They are simply volunteering to help their friends, family, and neighbors recover and rebuild. The ultimate goal of education is to improve society. Martin Luther King Jr. said, â€Å"†¦education has a two-fold function to perform in the life of man and in society: the one is utility and the other is culture. Education must enable a man to become more efficient, to achieve with increasing facility the legitimate goals of his life.† Amidst the wreckage and ruined buildings, people make new goals. They may be simply to survive. Many are worried about their future and their families. Those who can and know how to help can step forward. They can teach others how to help each other. There is the old saying that it is better to teach a man to fish than to give him a fish. This simple declaration is true. Those who are educated, no matter what field or skill, can help society improve. We learn in the classroom not to just land a good job, but to help humanity. The skills we learn in school are life saving skills. You may ask yourself how your skills or your career could help you if you were in their situation. You may think to yourself how  you could help others. Whatever your skills or talents, they are needed. It takes artists to find and create beauty. It takes engineers to prepare and build safe structures. It takes police officers to maintain peace. Education is helping Haiti recover. The Haitian society will be rebuilt. It is our duty wherever we live to develop our skills and use them to benefit humanity. Education is not just the means to advance our careers. It enables us to live and work together as a nation and as a world. How can your education help humanity?

The Cookies Concept

The Cookies Concept What are cookies? These are small files stored on ones personal computer. They hold a specified amount of data specific to a client and the website accessed. These files can only be accessed when a computer is connected to an internet source from an internet service provider. The web server delivers a page that is only meant for a particular user. However, in some cases the page can contain scripts that know the data that cookies contain and can relay information when one visits a website followed by subsequent visits.Advertising We will write a custom assessment sample on The Cookies Concept specifically for you for only $16.05 $11/page Learn More Browsers can be configured to allow for cookies by visiting the cookie checker after which you can create a cookie. A report will be given as too when creation of cookies was or not successful. A cookie contains pairs of keys and data. Codes on the server or client computer help in reading cookies. The data obtain ed is helpful in appropriate customization of web pages visited. When new web pages are loaded, data is normally written on cookies. When a user presses a submit button the page that deals with handling of data automatically stores the information in the cookie. When cookies are disabled the write operation stops sites that rely on the cookie resort to default action. The user will have to re-enter the information that were previously stored in the cookie. Where cookies are used Cookies are very useful in carrying information from one session of browsing to the next in related websites without stretching the server’s capability of data storage. Data stored on server machine without the help of the cookies can be disastrous because it can be a near impossibility to retrieve specific user information without having to login each time the user visits the internet. In cases where the amount of information to be stored is large enough it is advisable that cookies are used because specific users can be identified for purposes related to further corroboration of information about them on server-side database. In fact, when one first visits a site, their username may be stored in the cookie. Data related to his or her password, his name, the address, the preferred font size would subsequently be obtained from their username that is used as the key. On subsequent visits to the site, the server automatically reads the cookie to ascertain the username and give all details about the user from database without having to re-enter all the data. Cookies can be very important to enterprises that market their goods and services on-line. Service industries that undertake to repairs like leaking pipes, treatment of swimming pools on receiving phone call from a customer do not have to ask for a lot of information from their client. They can use things like phone number, address, or even the surname to log into the database. From the database they will look at the nature of the problem their clients normally suffer from and come up with appropriate remedial measures before a team of experts are dispatched to the location to address the problem.Advertising Looking for assessment on it? Let's see if we can help you! Get your first paper with 15% OFF Learn More Internet service providers can also use the cookies to crack down on people who steal intellectual properties that have been patented without getting express permission from the owners of these properties. Cookies can also be used by businesses to prevent piracy of software products. Information about those who use these soft wares can be obtained from the cookies.

Moral and Ethics in Philosophy Literature review

Moral and Ethics in Philosophy - Literature review Example The mind-body problem according to Descartes the human bodies were likened to machinery that worked on their own rules taking no lead from anything else. This he explained giving an example of the involuntary actions that make the body get into action. He pointed out the reflex action of a human being could not have included the mind since the external stimuli activate the nerve ending of the body and force them to act. However, although the body was free, there were situations where the mind worked as a lever exerting pressure on the body to make it bend to the demands of the mind. According to Descartes, the body was physical, could be influenced by other material properties while the mind was non-physical, and, therefore, did not fall prey of any natural laws. Rene attributed the interaction of the body and the mind to the pineal gland found in the brain, as this is not duplicated in the other side of the brain and, therefore, provided a unifying factor in the interaction. He beli eved this interaction made it possible for the mind to exert influence over the body and make it act in a certain way. He also stated that the body was also capable of influencing the mind, which is rather rational, and forcing it into action through an act of passion. Following the assertions made by Descartes, Hobbes disagreed on the aspect of the immaterial mind and states that the mind is made up of sense, imagination, and the working of language and it does not consist of any other rational characteristic other than these. (Marmysz 180). According to Hobbes, all the ideas that human beings experience is resultant from our senses directly or indirectly, he explains how our thoughts work through the formation of ideas and a comprehensive look at sensations and the workings of imagination. Hobbes denies the existence of an immaterial mind and attempts to solve the mind-body problem through the philosophy of language. Hobbes attempts to solve the problem led him to come up with the signification theory, where he explains that, for example, in naming man introduces a mark in his mind to bring a conception concerning the item on which it is imposed to help him in the association process. He, therefore, states that naming is a way of putting marks on the memory (Marmysz 180). In his works, he states that aspects of language are arbitrary and conventional, through this, he fails to explain how then the marks for memory used in naming are able to be constant with different languages as Descartes pointed out when countering Hobbes views (Broughton and Carriero 18).  Ã‚  

International Trade Finance Essay Example | Topics and Well Written Essays - 2500 words

International Trade Finance - Essay Example This report looks into various aspects of international trade finance in relation to Stainless Cookware Ltd. The report will first analyse import/inward documents against payment collection in international trade since the company also engages in inward trade that requires inward financing and documentation. The report will also identify an appropriate banking product that Mr. Gupta, the director of the company can use to finance imports. The Incoterm that is currently used in the Saudi contract will also be evaluated, and recommendation will be given on whether another alternative may be used. Furthermore, the report will highlight how else the bank may protect the company. Advantages of invoicing using the USD will also be discussed while at the same time providing the three quotes alongside their sterling equivalent. This will demonstrate a deep application of international finance in the case study. There are also some documentation and other e-commerce financial aspects that can be used in international trade. Methods of payment in international trade will further be analysed. The Stainless Steel Cookware records its imports on documents against payment (DP) collection. The DP mechanism involves the release of import documents upon payment by the buyer. It is a crucial method of payment in international transactions which can enhance faster and effective payment for Stainless Steel Cookware. In this mechanism, the exporter asks the bank to present shipping and title documents to the importer only when he pays for the bill of exchange or draft. This is cash against documents, and it ensures that the importer pays for the goods as he takes possession of them (Carr & Stone, 2013). DP is therefore an effective method of payment for Stainless Steel Cookware because it ensures that the importers of its goods pay for their imports as